https://m2.mtmt.hu/ hun 2026-04-16 04:34 JournalArticle 36543181 APPROVED true 0 false 2026-01-21T13:03:43.400+0000 2026-01-21T12:59:42.619+0000 2025-12-21T07:01:14.610+0000 true 10010196 Németh Erzsébet /api/author/10010196 Author true 10010196 2026-01-21T13:02:13.564+0000 2026-01-21T13:02:13.564+0000 true false true 24 24 /api/publicationtype/24 PublicationType 1 true 24 JournalArticle true 10000059 Article true 24 24 /api/publicationtype/24 PublicationType 1 true 24 JournalArticle /api/subtype/10000059 Szakcikk SubType 101 true 10000059 true 1 /api/category/1 Category true 1 Fodor, Kitti The history of lending and factors that can affect lending but are difficult to measure true false /api/journal/10018683 REVIEWED true true 10018683 true 10018683 false 2062-9737 2786-1465 Journal 15 4 58 67 58 10 2025 I set two goals when preparing this study. First, I wanted to examine the historical processes characteristic of lending, how people in different historical periods viewed borrowing, and what was characteristic of this area. I conducted a historical review from Hammurabi to the present day, focusing on events that I considered important. I then examined the factors that can be linked to lending and loan defaults, but which are difficult to measure and for which there is no generally accepted method. Within this area, I focused on financial culture, inclusion, and resilience, drawing on OECD research in this field. Overall, I concluded that these factors play an important role and that it may be advisable to take some of them into account in lending and credit assessment. true 2025 false true true false false NONE 2026-01-21 false 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 2 false false false false 2026-03-21T07:01:20.711+0000 Multidiszciplináris Tudományok szerkesztősége (Kiadók / Önkéntes) 1 8 1 1 0 false Language 10002 /api/language/10002 Angol English true 2 true PersonAuthorship 129353932 /api/authorship/129353932 1 1.0 true false false Author 10067953 /api/author/10067953 Fodor Kitti true true Fodor Kitti true false false AuthorshipType 1 /api/authorshiptype/1 0 true 0 true false true Institute 22408 /api/institute/22408 0 false false true Multidiszciplináris Tudományok szerkesztősége Editorial Office of the Multidiszciplináris Tudományok true true PublicationIdentifier 30466090 /api/publicationidentifier/30466090 PlainSource 6 /api/publicationsource/6 PublicationSourceType 10001 /api/publicationsourcetype/10001 true true true DOI DOI https://doi.org/@@@ true true 6 true 10.35925/j.multi.2025.4.6 https://doi.org/10.35925/j.multi.2025.4.6 false true PublicationIdentifier 30466091 /api/publicationidentifier/30466091 PlainSource 40 /api/publicationsource/40 PublicationSourceType 10006 /api/publicationsourcetype/10006 true true true Egyéb URL Other URL @@@ true true 40 true https://ojs.uni-miskolc.hu/index.php/multi/article/view/3957 https://ojs.uni-miskolc.hu/index.php/multi/article/view/3957 false true Reference 70948790 /api/reference/70948790 1 false true /api/publication/36543181 <div class="JournalArticle Publication long-list"> <div class="authors"> <img title="Forrásközlemény" style="float: left" src="/frontend/resources/grid/publication-core-icon.png"> <img title="Idézőközlemény" style="float: left" src="/frontend/resources/grid/publication-citation-icon.png"> <div class="autype autype0"> <span class="author-name" mtid="10067953"><a href="/gui2/?type=authors&mode=browse&sel=10067953" target="_blank">Fodor Kitti (<span class="authorship-author-name">Fodor Kitti</span> <span class="authorAux-mtmt"> Statisztika</span>) </a> </span> </div> </div> <div class="title"><a href="/gui2/?mode=browse&params=publication;36543181" target="_blank">The history of lending and factors that can affect lending but are difficult to measure</a></div> <div> <span class="journal-title">MULTIDISZCIPLINÁRIS TUDOMÁNYOK: A MISKOLCI EGYETEM KÖZLEMÉNYE</span> <span class="journal-issn">(<a target="_blank" href="https://portal.issn.org/resource/ISSN/2062-9737">2062-9737</a> <a target="_blank" href="https://portal.issn.org/resource/ISSN/2786-1465">2786-1465</a>)</span>: <span class="journal-volume">15</span> <span class="journal-issue">4</span> <span class="page"> pp 58-67 </span> <span class="year">(2025)</span> </div> <div class="pub-footer"> <span class="language" xmlns="http://www.w3.org/1999/html">Nyelv: Angol | </span> <span class="identifiers"> <span class="id identifier oa_none" title="none"> <a style="color:black" title="10.35925/j.multi.2025.4.6" target="_blank" href="https://doi.org/10.35925/j.multi.2025.4.6"> DOI </a> </span> <span class="id identifier oa_none" title="none"> <a style="color:black" title="https://ojs.uni-miskolc.hu/index.php/multi/article/view/3957" target="_blank" href="https://ojs.uni-miskolc.hu/index.php/multi/article/view/3957"> Egyéb URL </a> </span> </span> <div class="publication-citation"> <a target="_blank" href="/api/publication?cond=citations.related;eq;36543181&sort=publishedYear,desc&sort=title"> Idézett közlemények száma: 2 </a> </div> <div class="mtid"><span class="long-pub-mtid">Közlemény: 36543181</span> | <span class="status-data status-APPROVED"> Nyilvános </span> Forrás Idéző | <span class="type-subtype">Folyóiratcikk ( Szakcikk ) </span> | <span class="pub-category">Tudományos</span> | <span class="publication-sourceOfData"></span> </div> <div class="special-affiliations"> Speciális affiliáció: Multidiszciplináris Tudományok szerkesztősége </div> <div class="lastModified">Utolsó módosítás: 2026.01.21. 13:59 Fodor Kitti (Statisztika) </div> </div></div>