Financial Exclusion from the Perspective of Financial Literacy in the Digital World of the 21st Century through the Example of Hungary

https://m2.mtmt.hu/ eng 2026-04-16 18:47 JournalArticle 34149755 VALIDATED true 0 false 2026-03-20T09:40:55.993+0000 2025-04-29T14:42:51.034+0000 2023-09-21T10:28:00.217+0000 true 10046295 Feketéné Gyarmati Andrea /api/admin/10046295 Admin Andrea Feketéné Gyarmati (ÓE 5 admin) true 10046295 2025-04-29T14:42:46.748+0000 2025-04-29T14:42:46.748+0000 2025-04-29T14:42:51.200+0000 true 10058509 Margit István /api/admin/10058509 Admin István Margit (NKE 4-es admin) true 10058509 true false true 24 24 /api/publicationtype/24 PublicationType Journal Article 1 true 24 JournalArticle true 10000059 Article true 24 24 /api/publicationtype/24 PublicationType Journal Article 1 true 24 JournalArticle /api/subtype/10000059 Szakcikk SubType Article (Journal Article) 101 true 10000059 true 1 /api/category/1 Category Scientific true 1 Csiszárik-Kocsir, Ágnes Financial Exclusion from the Perspective of Financial Literacy in the Digital World of the 21st Century through the Example of Hungary true true /api/journal/10007412 REVIEWED TRANSFORMATIONS IN BUSINESS & ECONOMICS 1648-4460 2538-872X true false 10007412 false 10007412 true 1648-4460 2538-872X Journal FOREIGN 22 3 266 280 266 15 2023 The turbulent changes of the 21st century have affected all aspects of our lives. The digital revolution, driven by the fourth industrial revolution, has created new platforms for economic players to work, interact socially and administer. However, preparedness for digitalisation and thriving in the digital space is not a basic skill for all sectors, and there are significant differences between generations. All of this feeds into another key problem of the 21st century, which is called financial exclusion. Access to the digital space varies significantly across countries, regions within countries and generations. The objective of this paper is to examine the phenomenon of financial exclusion and the problems that arise from it, paving the way towards possible solutions. true INTERNATIONAL 2023 true true true false true false GREEN 2026-03-20 true https://tudasportal.uni-nke.hu/xmlui/handle/20.500.12944/21357 13 0 13 13 9 6 10 3 5 5 5 5 5 13 0 0 10 10 10 10 0 3 3 Folyóiratcikk Journal Article 24 9 Könyvrészlet Chapter in Book 25 1 Könyv Book 23 0 Egyéb konferenciaközlemény Conference paper 31 0 Egyéb konferenciakötet Conference proceedings 32 0 Oltalmi formák Protection forms 26 0 Disszertáció Thesis 28 0 Egyéb Miscellaneous 29 0 Alkotás Achievement 22 0 Kutatási adat Research data 33 0 Folyóiratcikk Journal Article 24 0 0 0 Könyvrészlet Chapter in Book 25 0 0 0 Könyv Book 23 0 0 0 Egyéb konferenciaközlemény Conference paper 31 0 0 0 Egyéb konferenciakötet Conference proceedings 32 0 0 0 Oltalmi formák Protection forms 26 0 0 0 Disszertáció Thesis 28 0 0 0 Egyéb Miscellaneous 29 0 0 0 Alkotás Achievement 22 0 0 0 Kutatási adat Research data 33 0 0 0 2023 0 1 1 1 1 2024 0 7 7 5 5 2025 0 5 5 4 4 Q2 B nemzetközi false false false false 2023-11-26T10:51:28.265+0000 Kormányzástani és Közpolitikai Tanszék (NKE / ÁNTK); Közgazdaságtudományi és Pénzügyi Intézet (ÓE / KGK) 2 41 2 2 0 true Language 10002 /api/language/10002 English Angol English true 2 true PersonAuthorship 109971112 /api/authorship/109971112 Csiszárik-Kocsir, Ágnes [Csiszárik-Kocsir, Ágnes (gazdálkodás- és s...), author] Közgazdaságtudományi és Pénzügyi Intézet (ÓU / KKFBM) 1 0.5 true false Author 10020003 /api/author/10020003 Ágnes Csiszárik-Kocsir (gazdálkodás- és szervezéstudományok) Csiszárik-Kocsir Ágnes true 10020003 true Csiszárik-Kocsir Ágnes true false false AuthorshipType 1 /api/authorshiptype/1 Author 0 true 0 true false true PersonAuthorship 109971113 /api/authorship/109971113 Lentner, Csaba [Lentner, Csaba (Állampénzügyek, k...), author] Kormányzástani és Közpolitikai Tanszék (UPS / ÁNTK) 2 0.5 false true Author 10008404 /api/author/10008404 Csaba Lentner (Állampénzügyek, közigazgatás-tudomány, költségvetési- és pénzügyi igazgatás) Lentner Csaba true 10008404 true Lentner Csaba true false false AuthorshipType 1 /api/authorshiptype/1 Author 0 true 0 true false true PublicationIdentifier 25448431 /api/publicationidentifier/25448431 Közszolgálati Tudásportál: 21357 SwordSource 10008 /api/publicationsource/10008 Közszolgálati Tudásportál PublicationSourceType 10007 /api/publicationsourcetype/10007 Repozitórium true true true NKE Közszolgálati Tudásportál Közszolgálati Tudásportál https://tudasportal.uni-nke.hu/xmlui/handle/20.500.12944/@@@ true true true GREEN true IDENTICAL 21357 https://tudasportal.uni-nke.hu/xmlui/handle/20.500.12944/21357 false true PublicationIdentifier 25343314 /api/publicationidentifier/25343314 ResearchGate publ.: 376716001_FINANCIAL_EXCLUSION_FROM_THE_PERSPECTIVE_OF_FINANCIAL_LITERACY_IN_THE_DIGITAL_WORLD_OF_THE_21_ST_CENTURY_THROUGH_THE_EXAMPLE_OF_HUNGARY PlainSource 111 /api/publicationsource/111 ResearchGate publ. 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(2023) TRANSFORMATIONS IN BUSINESS & ECONOMICS 1648-4460 2538-872X 22 3 266-280<div class="JournalArticle Publication long-list"> <div class="authors"> <img title="Forrásközlemény" style="float: left" src="/frontend/resources/grid/publication-core-icon.png"> <img title="Idézőközlemény" style="float: left" src="/frontend/resources/grid/publication-citation-icon.png"> <div class="autype autype0"> <span class="author-name" mtid="10020003"><a href="/gui2/?type=authors&mode=browse&sel=10020003" target="_blank">Csiszárik-Kocsir Ágnes (<span class="authorship-author-name">Csiszárik-Kocsir Ágnes</span> <span class="authorAux-mtmt"> gazdálkodás- és szervezéstudományok</span>) </a> </span> <span class="author-affil"><span title="Óbuda University">ÓU</span>/<span title="Keleti Károly Faculty of Economics">KKFBM</span>/Közgazdaságtudományi és Pénzügyi Intézet</span> ;    <span class="author-name" mtid="10008404"><a href="/gui2/?type=authors&mode=browse&sel=10008404" target="_blank">Lentner Csaba (<span class="authorship-author-name">Lentner Csaba</span> <span class="authorAux-mtmt"> Állampénzügyek, közigazgatás-tudomány, költségv...</span>) </a> </span> <span class="author-affil"><span title="University of Public Service">UPS</span>/<span title="Államtudományi és Nemzetközi Tanulmányok Kar">ÁNTK</span>/Kormányzástani és Közpolitikai Tanszék</span> </div> </div> <div class="title"><a href="/gui2/?mode=browse&params=publication;34149755" target="_blank">Financial Exclusion from the Perspective of Financial Literacy in the Digital World of the 21st Century through the Example of Hungary</a></div> <div> <span class="journal-title">TRANSFORMATIONS IN BUSINESS & ECONOMICS</span> <span class="journal-issn">(<a target="_blank" href="https://portal.issn.org/resource/ISSN/1648-4460">1648-4460</a> <a target="_blank" href="https://portal.issn.org/resource/ISSN/2538-872X">2538-872X</a>)</span>: <span class="journal-volume">22</span> <span class="journal-issue">3</span> <span class="page"> pp 266-280 </span> <span class="year">(2023)</span> </div> <div class="pub-footer"> <span class="language" xmlns="http://www.w3.org/1999/html">Language: English | </span> <span class="identifiers"> <span class="id identifier oa_GREEN" title=" Green "> <a style="color:blue" title="21357" target="_blank" href="https://tudasportal.uni-nke.hu/xmlui/handle/20.500.12944/21357"> Közszolgálati Tudásportál </a> </span> <span class="id identifier oa_none" title="none"> <a style="color:black" title="376716001_FINANCIAL_EXCLUSION_FROM_THE_PERSPECTIVE_OF_FINANCIAL_LITERACY_IN_THE_DIGITAL_WORLD_OF_THE_21_ST_CENTURY_THROUGH_THE_EXAMPLE_OF_HUNGARY" target="_blank" href="https://www.researchgate.net/publication/376716001_FINANCIAL_EXCLUSION_FROM_THE_PERSPECTIVE_OF_FINANCIAL_LITERACY_IN_THE_DIGITAL_WORLD_OF_THE_21_ST_CENTURY_THROUGH_THE_EXAMPLE_OF_HUNGARY"> ResearchGate publ. </a> </span> <span class="id identifier oa_none" title="none"> <a style="color:blue" title="001130717200015" target="_blank" href="https://www.webofscience.com/wos/woscc/full-record/001130717200015"> WoS </a> </span> <span class="id identifier oa_none" title="none"> <a style="color:blue" title="85179980383" target="_blank" href="http://www.scopus.com/record/display.url?origin=inward&eid=2-s2.0-85179980383"> Scopus </a> </span> <span class="id identifier oa_none" title="none"> <a style="color:black" title="http://www.transformations.knf.vu.lt/" target="_blank" href="http://www.transformations.knf.vu.lt/"> Other URL </a> </span> <span class="id identifier oa_none" title="none"> <a style="color:black" title="http://www.transformations.knf.vu.lt/60" target="_blank" href="http://www.transformations.knf.vu.lt/60"> Other URL </a> </span> <span class="id identifier oa_none" title="none"> <a style="color:black" title="http://www.transformations.knf.vu.lt/60/article/fina" target="_blank" href="http://www.transformations.knf.vu.lt/60/article/fina"> Other URL </a> </span> </span> <OnlyViewableByAuthor><div class="ratings"> <div class="journal-subject">Journal subject: Scopus - Political Science and International Relations   Rank: Q2</div> <div class="journal-subject">Journal subject: Scopus - Social Sciences (miscellaneous)   Rank: Q2</div> <div class="journal-subject">Journal subject: Scopus - Business and International Management   Rank: Q3</div> <div class="journal-subject">Journal subject: Scopus - Economics and Econometrics   Rank: Q3</div> <div class="journal-subject">Journal subject: Scopus - Marketing   Rank: Q3</div> <div class="journal-subject">Committee on World Economics and Development Studies HASSELIX NFDB [1901-]   B nemzetközi</div> <div class="journal-subject">Committee on Political Science HASSELIX PTB [1901-]   B nemzetközi</div> <div class="journal-subject">Committee on Economics HASSELIX GMB [1901-]   C nemzetközi</div> </div></OnlyViewableByAuthor> <div class="publication-citation" style="margin-left: 0.5cm;"> <span title="" class="citingPub-count">Citing papers: 10</span> | Independent citation: 10 | Self citation: 0 | Unknown citation: 0 | Number of citations in WoS: 3 | Number of citations in Scopus: 5 | WoS/Scopus assigned: 5 | Number of citations with DOI: 10 </div> <div class="publication-citation" style="margin-left: 0.5cm; margin-top:0"> <span title="" class="citingPub-count">Citation count: 13</span> | Independent citation: 13 | Self citation: 0 | Unknown citation: 0 </div> <div class="publication-citation"> <a target="_blank" href="/api/publication?cond=citations.related;eq;34149755&sort=publishedYear,desc&sort=title"> Number of cited publications: 3 </a> </div> <div class="mtid"><span class="long-pub-mtid">Publication: 34149755</span> | <span class="status-data status-VALIDATED"> Validated </span> Core Citing | <span class="type-subtype">Journal Article ( Article ) </span> | <span class="pub-category">Scientific</span> | <span class="publication-sourceOfData">kézi felvitel</span> </div> <div class="lastModified">Last Modified: 2025.04.29. 16:42 István Margit (NKE 4-es admin) </div> </div></div>