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      <abstractText>Financial literacy contributes to consumer wellbeing and helps mitigate the effects of financial and other crises. Previous studies have shown that young adults have measurable financial knowledge in almost all examined dimensions, but this knowledge is incomplete and students may not be able to apply it in practice. We conducted a questionnaire survey, in which we tried to map the factors that shape and influence financial attitudes and behavior of first-year students studying business and economics at the University of Pannonia. Our analysis shows that parental influence dominates students' financial decisions and there is a statistically significant difference between the financial knowledge of those who seek parental guidance and those who do not. Our research is the first part of a larger, international survey, in the framework of which we would like to conduct a similar survey in
designated higher education institutions of the countries neighboring Hungary.</abstractText>
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      <label>Sztankó Éva et al. Financial literacy among university students. (2021) In: 15th International Conference on Economics and Business : Challenges in the Carpathian Basin : Global challenges - local answer... pp. 260-272</label><template>&lt;div class=&quot;BookChapter Publication short-list&quot;&gt; &lt;div class=&quot;authors&quot;&gt; &lt;span class=&quot;author-name&quot; mtid=&quot;10012681&quot;&gt; &lt;a href=&quot;/gui2/?type=authors&amp;mode=browse&amp;sel=10012681&quot; target=&quot;_blank&quot;&gt;Sztankó, Éva&lt;/a&gt; &lt;/span&gt; &lt;span class=&quot;author-type&quot;&gt; &lt;/span&gt; ; &lt;span class=&quot;author-name&quot; mtid=&quot;10028532&quot;&gt; &lt;a href=&quot;/gui2/?type=authors&amp;mode=browse&amp;sel=10028532&quot; target=&quot;_blank&quot;&gt;Szikszai, Szabolcs&lt;/a&gt; &lt;/span&gt; &lt;span class=&quot;author-type&quot;&gt; &lt;/span&gt; ; &lt;span class=&quot;author-name&quot; mtid=&quot;10036318&quot;&gt; &lt;a href=&quot;/gui2/?type=authors&amp;mode=browse&amp;sel=10036318&quot; target=&quot;_blank&quot;&gt;Nagy, Andrea Magda&lt;/a&gt; &lt;/span&gt; &lt;span class=&quot;author-type&quot;&gt; &lt;/span&gt; ; &lt;span class=&quot;author-name&quot; mtid=&quot;10060859&quot;&gt; &lt;a href=&quot;/gui2/?type=authors&amp;mode=browse&amp;sel=10060859&quot; target=&quot;_blank&quot;&gt;Bosnyák-Simon, Nikolett&lt;/a&gt; &lt;/span&gt; &lt;span class=&quot;author-type&quot;&gt; &lt;/span&gt; &lt;/div &gt;&lt;div class=&quot;title&quot;&gt;&lt;a href=&quot;/gui2/?mode=browse&amp;params=publication;32219427&quot; mtid=&quot;32219427&quot; target=&quot;_blank&quot;&gt;Financial literacy among university students&lt;/a&gt;&lt;/div&gt; &lt;div class=&quot;InBook&quot;&gt;In: Nagy, Benedek; Bíró, B E; Csata, A; György, O; Kassay, J; Koroseczné Pavlin, R; Madaras, Sz; Pál, L; Péter, K; Szőcs, A; Tánczos, L J; Telegdy, B (eds.) &lt;span class=&quot;booktitle&quot;&gt;&lt;a href=&quot;/gui2/?mode=browse&amp;params=publication;32160120&quot; target=&quot;_blank&quot;&gt;15th International Conference on Economics and Business : Challenges in the Carpathian Basin : Global challenges - local answers : interdependencies or slobalisation? &lt;/a&gt;&lt;/span &gt; &lt;/div&gt;&lt;div class=&quot;pub-info&quot;&gt; &lt;span class=&quot;publishedAt&quot;&gt;Cluj, Kolozsvár, Romania : &lt;span class=&quot;publisher&quot;&gt;Editura Risoprint&lt;/span&gt; &lt;span class=&quot;year&quot;&gt;(2021)&lt;/span&gt; &lt;span class=&quot;pageLength&quot;&gt;1,337 p.&lt;/span&gt; &lt;span class=&quot;page&quot;&gt; pp. 260-272. , 13 p. &lt;/span&gt; &lt;/div&gt; &lt;div class=&quot;pub-end&quot;&gt;&lt;div class=&quot;identifier-list&quot;&gt; &lt;span class=&quot;identifiers&quot;&gt; &lt;/span&gt; &lt;/div&gt; &lt;div class=&quot;short-pub-prop-list&quot;&gt; &lt;span class=&quot;short-pub-mtid&quot;&gt; Publication:32219427 &lt;/span&gt; &lt;span class=&quot;status-holder&quot;&gt;&lt;span class=&quot;status-data status-APPROVED&quot;&gt; Published &lt;/span&gt;&lt;/span&gt; &lt;span class=&quot;pub-core&quot;&gt;Core &lt;/span&gt; &lt;span class=&quot;pub-type&quot;&gt;Chapter in Book (Conference paper ) &lt;/span&gt; &lt;!-- &amp;&amp; !record.category.scientific --&gt; &lt;span class=&quot;pub-category&quot;&gt;Scientific&lt;/span&gt; &lt;/div&gt; &lt;/div&gt; &lt;/div&gt;</template><template2>&lt;div class=&quot;BookChapter Publication long-list&quot;&gt; &lt;div class=&quot;authors&quot;&gt; &lt;img title=&quot;Forrásközlemény&quot; style=&quot;float: left&quot; src=&quot;/frontend/resources/grid/publication-core-icon.png&quot;&gt; &lt;div class=&quot;autype autype0&quot;&gt; &lt;span class=&quot;author-name&quot; mtid=&quot;10012681&quot;&gt;&lt;a href=&quot;/gui2/?type=authors&amp;mode=browse&amp;sel=10012681&quot; target=&quot;_blank&quot;&gt;Sztankó Éva (&lt;span class=&quot;authorship-author-name&quot;&gt;Sztankó Éva&lt;/span&gt; &lt;span class=&quot;authorAux-mtmt&quot;&gt; pénzügy&lt;/span&gt;) &lt;/a&gt; &lt;/span&gt; &lt;span class=&quot;author-affil&quot;&gt;&lt;span title=&quot;University of Pannonia&quot;&gt;UP&lt;/span&gt;/&lt;span title=&quot;Faculty of Economics&quot;&gt;FE&lt;/span&gt;/&lt;span title=&quot;Institute of Business&quot;&gt;IB&lt;/span&gt;/Department of Finance&lt;/span&gt; ;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;span class=&quot;author-name&quot; mtid=&quot;10028532&quot;&gt;&lt;a href=&quot;/gui2/?type=authors&amp;mode=browse&amp;sel=10028532&quot; target=&quot;_blank&quot;&gt;Szikszai Szabolcs (&lt;span class=&quot;authorship-author-name&quot;&gt;Szikszai Szabolcs&lt;/span&gt; &lt;span class=&quot;authorAux-mtmt&quot;&gt; Gazdálkodás- és szervezéstudományok&lt;/span&gt;) &lt;/a&gt; &lt;/span&gt; &lt;span class=&quot;author-affil&quot;&gt;&lt;span title=&quot;University of Pannonia&quot;&gt;UP&lt;/span&gt;/&lt;span title=&quot;Faculty of Economics&quot;&gt;FE&lt;/span&gt;/&lt;span title=&quot;Institute of Economics&quot;&gt;IE&lt;/span&gt;/Department of Economics&lt;/span&gt; ;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;span class=&quot;author-name&quot; mtid=&quot;10036318&quot;&gt;&lt;a href=&quot;/gui2/?type=authors&amp;mode=browse&amp;sel=10036318&quot; target=&quot;_blank&quot;&gt;Nagy Andrea Magda (&lt;span class=&quot;authorship-author-name&quot;&gt;Nagy Andrea Magda&lt;/span&gt; &lt;span class=&quot;authorAux-mtmt&quot;&gt; közgazdaság&lt;/span&gt;) &lt;/a&gt; &lt;/span&gt; &lt;span class=&quot;author-affil&quot;&gt;&lt;span title=&quot;University of Pannonia&quot;&gt;UP&lt;/span&gt;/&lt;span title=&quot;Faculty of Economics&quot;&gt;FE&lt;/span&gt;/&lt;span title=&quot;Institute of Economics&quot;&gt;IE&lt;/span&gt;/Department of Economics&lt;/span&gt; ;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;span class=&quot;author-name&quot; mtid=&quot;10060859&quot;&gt;&lt;a href=&quot;/gui2/?type=authors&amp;mode=browse&amp;sel=10060859&quot; target=&quot;_blank&quot;&gt;Bosnyák-Simon Nikolett (&lt;span class=&quot;authorship-author-name&quot;&gt;Bosnyák-Simon Nikolett&lt;/span&gt; &lt;span class=&quot;authorAux-mtmt&quot;&gt; Számvitel&lt;/span&gt;) &lt;/a&gt; &lt;/span&gt; &lt;span class=&quot;author-affil&quot;&gt;&lt;span title=&quot;University of Pannonia&quot;&gt;UP&lt;/span&gt;/&lt;span title=&quot;Faculty of Economics&quot;&gt;FE&lt;/span&gt;/&lt;span title=&quot;Institute of Business&quot;&gt;IB&lt;/span&gt;/Department of Accountancy and Controlling&lt;/span&gt; &lt;/div&gt; &lt;/div&gt; &lt;div class=&quot;title&quot;&gt;&lt;a href=&quot;/gui2/?mode=browse&amp;params=publication;32219427&quot; target=&quot;_blank&quot;&gt;Financial literacy among university students&lt;/a&gt;&lt;/div&gt; &lt;div class=&quot;InBook&quot;&gt;&lt;div class=&quot;chapter-in&quot;&gt;In:&lt;/div&gt; &lt;div class=&quot;authors&quot;&gt; &lt;div class=&quot;autype autype-1&quot;&gt; &lt;span class=&quot;author-name&quot; mtid=&quot;10031111&quot;&gt;&lt;a href=&quot;/gui2/?type=authors&amp;mode=browse&amp;sel=10031111&quot; target=&quot;_blank&quot;&gt;Nagy Benedek (&lt;span class=&quot;authorship-author-name&quot;&gt;Nagy Benedek&lt;/span&gt; &lt;span class=&quot;authorAux-mtmt&quot;&gt; Turizmus és helymarketing&lt;/span&gt;) &lt;/a&gt; &lt;/span&gt; &lt;span class=&quot;author-affil&quot;&gt;&lt;span title=&quot;Sapientia Hungarian University of Transylvania&quot;&gt;EMTE&lt;/span&gt;/&lt;span title=&quot;Faculty of Economics and Socio-Human Sciences and Engineering&quot;&gt;FESHSE&lt;/span&gt;/Department of Business Sciences&lt;/span&gt; ;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;span class=&quot;author-name&quot; &gt;Bíró B E &lt;/span&gt; ;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;span class=&quot;author-name&quot; mtid=&quot;10090006&quot;&gt;&lt;a href=&quot;/gui2/?type=authors&amp;mode=browse&amp;sel=10090006&quot; target=&quot;_blank&quot;&gt;Csata A (&lt;span class=&quot;authorship-author-name&quot;&gt;Csata Andrea&lt;/span&gt; &lt;span class=&quot;authorAux-mtmt&quot;&gt; Vidékfejlesztés&lt;/span&gt;) &lt;/a&gt; &lt;/span&gt; &lt;span class=&quot;author-affil&quot;&gt;&lt;span title=&quot;Sapientia Hungarian University of Transylvania&quot;&gt;EMTE&lt;/span&gt;/&lt;span title=&quot;Faculty of Economics and Socio-Human Sciences and Engineering&quot;&gt;FESHSE&lt;/span&gt;/Department of Economic Sciences&lt;/span&gt; ;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;span class=&quot;author-name&quot; mtid=&quot;10082206&quot;&gt;&lt;a href=&quot;/gui2/?type=authors&amp;mode=browse&amp;sel=10082206&quot; target=&quot;_blank&quot;&gt;György O (&lt;span class=&quot;authorship-author-name&quot;&gt;György Ottilia&lt;/span&gt; &lt;span class=&quot;authorAux-mtmt&quot;&gt; Sapientia&lt;/span&gt;) &lt;/a&gt; &lt;/span&gt; &lt;span class=&quot;author-affil&quot;&gt;&lt;span title=&quot;Sapientia Hungarian University of Transylvania&quot;&gt;EMTE&lt;/span&gt;/&lt;span title=&quot;Faculty of Economics and Socio-Human Sciences and Engineering&quot;&gt;FESHSE&lt;/span&gt;/Department of Economic Sciences&lt;/span&gt; ;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;span class=&quot;author-name&quot; mtid=&quot;10099319&quot;&gt;&lt;a href=&quot;/gui2/?type=authors&amp;mode=browse&amp;sel=10099319&quot; target=&quot;_blank&quot;&gt;Kassay J (&lt;span class=&quot;authorship-author-name&quot;&gt;Kassay János&lt;/span&gt; &lt;span class=&quot;authorAux-mtmt&quot;&gt; Földrajz&lt;/span&gt;) &lt;/a&gt; &lt;/span&gt; &lt;span class=&quot;author-affil&quot;&gt;&lt;span title=&quot;Sapientia Hungarian University of Transylvania&quot;&gt;EMTE&lt;/span&gt;/&lt;span title=&quot;Faculty of Economics and Socio-Human Sciences and Engineering&quot;&gt;FESHSE&lt;/span&gt;/Department of Business Sciences&lt;/span&gt; ;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;span class=&quot;author-name&quot; mtid=&quot;10039432&quot;&gt;&lt;a href=&quot;/gui2/?type=authors&amp;mode=browse&amp;sel=10039432&quot; target=&quot;_blank&quot;&gt;Koroseczné Pavlin R (&lt;span class=&quot;authorship-author-name&quot;&gt;Koroseczné Pavlin Rita&lt;/span&gt; &lt;span class=&quot;authorAux-mtmt&quot;&gt; Gazdasági&lt;/span&gt;) &lt;/a&gt; &lt;/span&gt; &lt;span class=&quot;author-affil&quot;&gt;&lt;span title=&quot;Hungarian University of Agriculture and Life Sciences&quot;&gt;HUALS&lt;/span&gt;/&lt;span title=&quot;Institute of Business Regulation and Information Management&quot;&gt;BRIM&lt;/span&gt;/Department of Accounting and Taxation&lt;/span&gt; ;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;span class=&quot;author-name&quot; &gt;Madaras Sz &lt;/span&gt; ;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;span class=&quot;author-name&quot; mtid=&quot;10026711&quot;&gt;&lt;a href=&quot;/gui2/?type=authors&amp;mode=browse&amp;sel=10026711&quot; target=&quot;_blank&quot;&gt;Pál L (&lt;span class=&quot;authorship-author-name&quot;&gt;Pál László&lt;/span&gt; &lt;span class=&quot;authorAux-mtmt&quot;&gt; Matematika, operációkutatás, optimalizálás&lt;/span&gt;) &lt;/a&gt; &lt;/span&gt; &lt;span class=&quot;author-affil&quot;&gt;&lt;span title=&quot;Sapientia Hungarian University of Transylvania&quot;&gt;EMTE&lt;/span&gt;/&lt;span title=&quot;Faculty of Economics and Socio-Human Sciences and Engineering&quot;&gt;FESHSE&lt;/span&gt;/Department of Economic Sciences&lt;/span&gt; ;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;span class=&quot;author-name&quot; mtid=&quot;10023565&quot;&gt;&lt;a href=&quot;/gui2/?type=authors&amp;mode=browse&amp;sel=10023565&quot; target=&quot;_blank&quot;&gt;Péter K (&lt;span class=&quot;authorship-author-name&quot;&gt;Péter Emőke Katalin&lt;/span&gt; &lt;span class=&quot;authorAux-mtmt&quot;&gt; Közgazdaságtan&lt;/span&gt;) &lt;/a&gt; &lt;/span&gt; &lt;span class=&quot;author-affil&quot;&gt;&lt;span title=&quot;Sapientia Hungarian University of Transylvania&quot;&gt;EMTE&lt;/span&gt;/&lt;span title=&quot;Faculty of Economics and Socio-Human Sciences and Engineering&quot;&gt;FESHSE&lt;/span&gt;/Department of Economic Sciences&lt;/span&gt; ;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;span class=&quot;author-name&quot; &gt;Szőcs A &lt;/span&gt; ;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;span class=&quot;author-name&quot; mtid=&quot;10074736&quot;&gt;&lt;a href=&quot;/gui2/?type=authors&amp;mode=browse&amp;sel=10074736&quot; target=&quot;_blank&quot;&gt;Tánczos L J (&lt;span class=&quot;authorship-author-name&quot;&gt;Tánczos Levente - József&lt;/span&gt; &lt;span class=&quot;authorAux-mtmt&quot;&gt; Stratégia menedzsment&lt;/span&gt;) &lt;/a&gt; &lt;/span&gt; &lt;span class=&quot;author-affil&quot;&gt;&lt;span title=&quot;Sapientia Hungarian University of Transylvania&quot;&gt;EMTE&lt;/span&gt;/&lt;span title=&quot;Faculty of Economics and Socio-Human Sciences and Engineering&quot;&gt;FESHSE&lt;/span&gt;/Department of Economic Sciences&lt;/span&gt; ;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;span class=&quot;author-name&quot; mtid=&quot;10097866&quot;&gt;&lt;a href=&quot;/gui2/?type=authors&amp;mode=browse&amp;sel=10097866&quot; target=&quot;_blank&quot;&gt;Telegdy B (&lt;span class=&quot;authorship-author-name&quot;&gt;Telegdy Balázs&lt;/span&gt; &lt;span class=&quot;authorAux-mtmt&quot;&gt; szociológia&lt;/span&gt;) &lt;/a&gt; &lt;/span&gt; &lt;span class=&quot;author-affil&quot;&gt;&lt;span title=&quot;Sapientia Hungarian University of Transylvania&quot;&gt;EMTE&lt;/span&gt;/&lt;span title=&quot;Faculty of Economics and Socio-Human Sciences and Engineering&quot;&gt;FESHSE&lt;/span&gt;/Department of Social Sciences&lt;/span&gt; (eds.) &lt;/div&gt; &lt;/div&gt; &lt;div class=&quot;booktitle&quot;&gt;&lt;a href=&quot;/gui2/?mode=browse&amp;params=publication;32160120&quot; target=&quot;_blank&quot;&gt;15th International Conference on Economics and Business : Challenges in the Carpathian Basin : Global challenges - local answers : interdependencies or slobalisation? &lt;/a&gt;&lt;/div&gt; &lt;div class=&quot;conference&quot;&gt; Conference: &lt;span class=&quot;location&quot;&gt;Miercurea Ciuc, Romania &lt;span class=&quot;conference-date&quot;&gt;2021.03.03. - 2021.03.05.&lt;/span&gt; (&lt;span class=&quot;conference-organizer&quot;&gt;Sapientia Hungarian University of Transylvania) &lt;/div&gt; &lt;span class=&quot;publishedAt&quot;&gt;Cluj, Kolozsvár: &lt;span class=&quot;publishers&quot;&gt;Editura Risoprint&lt;/span&gt;, &lt;span class=&quot;page&quot;&gt; pp 260-272 &lt;/span&gt; &lt;span class=&quot;year&quot;&gt;(2021)&lt;/span&gt; &lt;/div&gt; &lt;div class=&quot;pub-footer&quot;&gt; &lt;span class=&quot;language&quot; xmlns=&quot;http://www.w3.org/1999/html&quot;&gt;Language: English | &lt;/span&gt; &lt;span class=&quot;identifiers&quot;&gt; &lt;/span&gt; &lt;span class=&quot;bookchapter-ids&quot;&gt;Book link(s):&lt;/span&gt; &lt;span class=&quot;identifiers&quot;&gt; &lt;span class=&quot;id identifier oa_none&quot; title=&quot;none&quot;&gt; &lt;span class=&quot;isbnOrIssn&quot;&gt; ISBN: &lt;/span&gt; &lt;a style=&quot;color:black&quot; title=&quot;9789735327521&quot; target=&quot;_blank&quot; href=&quot;https://www.worldcat.org/search?q=isbn%3A9789735327521&quot;&gt; 9789735327521 &lt;/a&gt; &lt;/span&gt; &lt;span class=&quot;id identifier oa_GOLD&quot; title=&quot; Gold &quot;&gt; &lt;a style=&quot;color:blue&quot; title=&quot;http://csik.sapientia.ro/data/Challenges%20in%20the%20carpathian%20basin%20e-book.pdf&quot; target=&quot;_blank&quot; href=&quot;http://csik.sapientia.ro/data/Challenges%20in%20the%20carpathian%20basin%20e-book.pdf&quot;&gt; Full text &lt;/a&gt; &lt;/span&gt; &lt;/span&gt; &lt;div class=&quot;mtid&quot;&gt;&lt;span class=&quot;long-pub-mtid&quot;&gt;Publication: 32219427&lt;/span&gt; | &lt;span class=&quot;status-data status-APPROVED&quot;&gt; Published &lt;/span&gt; &lt;span class=&quot;long-book-mtid&quot;&gt;Book: 32160120&lt;/span&gt; Core | &lt;span class=&quot;type-subtype&quot;&gt;Chapter in Book ( Conference paper ) &lt;/span&gt; | &lt;span class=&quot;pub-category&quot;&gt;Scientific&lt;/span&gt; | &lt;span class=&quot;publication-sourceOfData&quot;&gt;kézi felvitel&lt;/span&gt; &lt;/div&gt; &lt;div class=&quot;lastModified&quot;&gt;Last Modified: 2021.09.21. 14:22 Szabolcs Szikszai (Gazdálkodás- és szervezéstudományok) &lt;/div&gt; 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